Privacy Policy

South Shore Funding Privacy Policy

Effective Date: May 27, 2026

South Shore Funding ("South Shore Funding," "Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal and financial information you provide to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, communicate with us, apply for financing, or otherwise use our services.

By using our website or services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal, business, financial, and technical information from you in connection with our lending and brokerage services.

A. Personal Information

This may include:

  • Full name
  • Business name
  • Mailing address
  • Email address
  • Telephone number
  • Date of birth
  • Social Security number
  • Driver's license or government-issued identification

B. Business and Financial Information

This may include:

  • Business bank statements
  • Tax returns
  • Profit and loss statements
  • Merchant processing statements
  • Payroll reports
  • Revenue information
  • Credit scores and credit reports
  • Time in business
  • Ownership information
  • Loan application details

C. Automatically Collected Information

When you visit our website, we may automatically collect:

  • IP address
  • Browser type
  • Device information
  • Operating system
  • Pages visited
  • Referral URLs
  • Website usage data
  • Cookies and tracking technologies

2. How We Use Your Information

We may use the information we collect for legitimate business purposes, including:

  • Evaluating financing eligibility
  • Matching applicants with lenders or financing partners
  • Processing loan or financing requests
  • Verifying identity and preventing fraud
  • Performing underwriting and risk analysis
  • Communicating with you regarding applications or services
  • Providing customer support
  • Improving our website and services
  • Marketing products and services that may interest you
  • Complying with legal and regulatory obligations
  • Enforcing our agreements and protecting our legal rights

3. How We Share Information

South Shore Funding is a loan brokerage and may share your information with third parties as necessary to provide financing-related services.

We may share information with:

  • Banks and financial institutions
  • SBA lenders
  • Alternative lenders
  • Equipment financing companies
  • Factoring companies
  • Credit reporting agencies
  • Underwriters and funding partners
  • Service providers and vendors
  • Attorneys, accountants, auditors, or regulators
  • Government agencies when legally required

We do not sell personal information to unrelated third parties for their independent marketing purposes.

4. SMS, Email, and Telephone Communications

By providing your contact information, you consent to receive communications from South Shore Funding, including:

  • Telephone calls
  • Text messages
  • Emails
  • Automated or prerecorded communications where permitted by law

These communications may relate to:

  • Loan applications
  • Financing opportunities
  • Account updates
  • Customer support
  • Promotional offers

You may opt out of marketing communications at any time by:

  • Replying "STOP" to text messages
  • Clicking the unsubscribe link in emails
  • Contacting us directly

Message and data rates may apply.

5. Cookies and Tracking Technologies

We may use cookies, pixels, analytics tools, and similar technologies to:

  • Improve website functionality
  • Analyze website traffic
  • Personalize user experience
  • Measure advertising performance
  • Maintain security

You may disable cookies through your browser settings; however, some website features may not function properly.

6. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, disclosure, misuse, or alteration.

However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Retention of Information

We retain information for as long as reasonably necessary to:

  • Provide services
  • Comply with legal obligations
  • Resolve disputes
  • Enforce agreements
  • Maintain business and financial records

Retention periods may vary depending on regulatory requirements and the nature of the information.

8. Third-Party Websites

Our website or communications may contain links to third-party websites. We are not responsible for the privacy practices, security, or content of third-party websites.

Users should review the privacy policies of those third parties separately.

9. Children's Privacy

Our services are intended for business owners and adults over the age of 18. We do not knowingly collect personal information from children under 13.

If we become aware that information from a child under 13 has been collected, we will take reasonable steps to delete it.

10. Your Privacy Rights

Depending on applicable law, you may have rights regarding your personal information, including the right to:

  • Request access to information we maintain about you
  • Request correction of inaccurate information
  • Request deletion of certain information
  • Opt out of marketing communications
  • Request information regarding data sharing practices

To exercise any applicable rights, please contact us using the information below.

11. New York Privacy Notice

South Shore Funding operates in New York and complies with applicable federal and New York privacy and consumer protection laws.

Residents of certain states may have additional privacy rights under applicable state laws.

12. California Privacy Rights

If applicable, California residents may have additional rights under the California Consumer Privacy Act ("CCPA") and California Privacy Rights Act ("CPRA"), including rights relating to access, deletion, correction, and limitations on certain data sharing.

South Shore Funding does not sell personal information as defined under California law.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised effective date.

Your continued use of our website or services after changes are posted constitutes acceptance of the revised Privacy Policy.

14. Contact Information

If you have any questions regarding this Privacy Policy or our data practices, please contact:

South Shore Funding
Westbury, New York
Phone: 516-431-3100
Website: www.southshorefunding.net
Email: louis@southshorefunding.net

15. Important Disclosure

South Shore Funding is a loan brokerage and not a direct lender in all transactions. Financing products are subject to underwriting approval by third-party lenders and financial institutions. Terms, rates, and approvals are not guaranteed.